Life, Group & Disability Insurance

Life insurance is one way to provide for your loved ones when you’re not around. The money they receive can be used to help pay for expenses, loss of income, debts, educational needs, mortgage payments and more. But often times, clients are unsure of how much insurance is needed or what type of insurance is most appropriate. We help clients sift through life insurance questions and can provide guidance on the two most common types of life insurance: term and permanent.

Term insurance is a usually a more affordable coverage that offers protection for a specific number of years.

Permanent life insurance is lifetime coverage with a potential to build equity (cash value).