What We Do

Financial Planning

At Riverbend Financial Group we will walk side by side to help you identify your goals and chart a course to help you pursue your financial goals. For example, we can help you create your retirement picture, plan for education expenses, design your estate plan, and streamline your small business.  

Retirement

Our most common request is to help with retirement planning.  Retirement is not just a day on a calendar.  It is a combination of dreams and decisions.  For most, it involves years of planning up to the day, several months of transition and twenty years or more of activity after the day.  Retirement planning is a process that identifies what you want your retirement to look like, figures out what resources are needed to meet your goals and develops a plan designed to build your income stream for retirement.

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Education

Along the same lines, with the rising cost of education, it is more important than ever to plan for a child’s education expenses.  There are many options that can help you tackle this daunting task, and we can help you decide on the best one for your situation. 

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Estate Planning

While retirement or education goals may be common to most people, estate planning may sound like it is only for the wealthiest of families.  But it is important for everyone to determine how they want their assets distributed and the most effective way to accomplish their wishes.  We will help you lay out a clear plan so your family and/or your charitable organizations will receive your gifts exactly as you have instructed.

Securities America and its Representatives do not provide legal advice. Please consult a qualified professional.

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Small Business

As you know, owning a business can increase the complexity of your financial decisions.  You want to get the most out of your business, and a solid financial plan can help you do that.  We may be able to help you find ways to increase your take home dollars and place your business in a position to succeed.  

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Wealth Management 

Our financial lives are divided into two phases: Accumulation and Distribution.  For people in each of these phases, Riverbend Financial Group is dedicated to providing first-class assistance in the management of resources.  As we come to understand what each client wants from her portfolio, we will try to construct a comprehensive investment plan to enhance your risk-adjusted rates of return. Of course, we cannot guarantee performance, but we can certainly help you understand what you have and what it may do. We will also spend time with you regularly to review what your portfolio has done and to make sure it is still meeting your needs or expectations.  Whether you are growing your nest egg or trying to figure out smart ways to use your assets, we strive to find the most effective and efficient ways to manage your finances.

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Investments and Insurance 

When clients come to us asking for solutions to their financial situations, we are proud that we are able to offer a wide variety of products to assist them.  As an independent representative of our broker-dealer, Securities America, Inc., we are not limited to only using a certain group of investments or a certain group of companies.  We can search the universe of products to find appropriate products.  Then we can spend as much time as necessary until you understand exactly how the product meets your needs and fits your requirements. 

Whether you need your investments to grow or to provide income, we will be happy to find the right product for your situation.  Through Securities America, we offer the following types of investment products: 

• Mutual Funds
• Stocks and Bonds
• Variable Annuities
• Education-specific accounts like 529 plans and ESAs
• Individual Retirement Accounts (IRAs) – Rollover, Roth, Traditional
• Business Retirement Accounts – 401(k), SEP, SIMPLE

And with the idea that protection is a vital part of any good financial plan, we offer the following types of insurance products through our other partners: 

• Life Insurance
• Disability Insurance
• Long-term Care Insurance (including policies with the Indiana Long-term Care Partnership Program)
• Health Insurance
• Fixed Annuties

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Tax Services

With ever-changing tax laws, it is easy to understand why most people feel overwhelmed by tax preparation or unsure about what is in their best interest in regard to tax planning.  We, at Riverbend Tax Services, are committed to understanding each individual’s complete financial picture and its impact on their taxable circumstances.

Whether a business owner or individual, our primary objective is to provide outstanding client service.  We strive to develop relationships that will be long-lasting and deepen with every encounter.

We help clients with the following:

• Preparation of federal, state, and local tax returns

• Estate and inheritance tax returns

• Fiduciary income tax returns

• Resolution of tax notices

• Tax planning and consultation

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